Colts Risk Big Loss After Letting Safety Nick Cross Leave in Free Agency

The Indianapolis Colts have made a significant move by allowing safety Nick Cross to depart in free agency, a decision that could have lasting impacts on their defense. Cross was not re-signed by the Colts, leading to his acquisition by the Washington Commanders on a two-year contract worth $14 million. This move sparked speculation that the Colts were looking to free up salary cap space to pay quarterback Daniel Jones and wide receiver Alec Pierce.

While this strategy might seem logical, Cross represented a relatively affordable option, especially considering his potential at just 24 years of age. During his four seasons with the Colts, Cross developed into a player worthy of a starting role. Back in 2022, the Colts selected him in the third round of the NFL draft from the University of Maryland, anticipating a bright future ahead.

Initially, Cross struggled to adapt to the demands of an NFL defense, which resulted in veteran Rodney McLeod starting instead. Though it was not a matter of talent, Cross”s inexperience hindered his performance, particularly in communication and teamwork within the defensive scheme. Recognizing this, the Colts opted to give him time to develop, allowing him to contribute more as a rotational player in 2023.

In the 2023 season, Cross played in 17 games, made two starts, and recorded 39 tackles, along with two pass breakups and an interception. This approach proved effective, as he emerged as a formidable starter in 2024, achieving an impressive 146 tackles, six tackles for loss, and three interceptions. His final season in a Colts uniform was equally impressive, with Cross amassing over 100 tackles once again, totaling 120, along with 2.5 sacks and additional key defensive plays against teams like the Los Angeles Chargers.

Despite some challenges in coverage, Cross has shown significant promise as a run defender and blitzer. His youth suggests that he has room to improve in coverage, which could make him a valuable asset for the Commanders. Although Cross may not have been the perfect fit in former defensive coordinator Lou Anarumo“s scheme, his performance alongside teammate Cam Bynum in 2025 indicated he was on a positive trajectory.

The Colts also faced another loss when safety Rodney Thomas II signed with the Seattle Seahawks, creating two gaps in their safety roster. In response, the franchise signed Juanyeh Thomas and Jonathan Owens. While both players have potential, Cross”s established ability and experience give him a higher ceiling. The Colts could have easily retained him but chose to prioritize salary cap savings instead.

While there is hope for the new safeties, Cross appeared to be on the verge of stardom. The Colts will need to address the void left by Cross, whether through free agency or the draft, to secure a capable defender at or above his level. This decision could prove costly for Indianapolis as they navigate the upcoming season.